38%
Stage 4 of 8
Formal Loan Approval
Lender credit assessment & unconditional offer
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Target Settlement: 15 Oct 2026 (-18 Days Remaining)
Your Action Checklist
Buyer Tasks
Review Property Appraisal & Contract Summary
Check price guide and special conditions advised by conveyancer
✓ CompletedSign Offer Documents & Contract of Sale
Electronically sign the standard NSW Law Society Contract
✓ CompletedUpload Building & Pest Inspection
Upload the final independent report for conveyancer and lender verification
Verify Formal Loan Terms & Rate Lock
Review 6.14% variable interest rate and offset account configuration with broker
Deposit Shortfall & Stamp Duty Funds
Transfer shortfall funds to Vance Legal trust account ahead of PEXA closing